Built from reviews, complaints, regulator records, and measured product friction — never affiliate payouts.
An illustrative list position. Sorting only — carries no magnitude.
How the index changed this week — coverage, state moves, integrity events. Brand-agnostic; each row routes into its market.
Brands cannot pay to change their score. A rated brand may purchase independent analytics of its own performance and the market — that is data, not score movement, and any such relationship is published by name on our subscriber register. Rank is not for sale. When money could bias a reading, we remove the reading — not the disclosure.
A current public 0-10 score is published for this brand.
A score exists but rests on limited data, so it always shows a limited-data note.
This brand does not currently meet our rules for publishing a score.
A score applies here, but we do not yet have enough coverage to publish one.
We are still gathering data on this brand, so no score is published yet.
We publish a risk dossier for this brand instead of a score.
There is not yet enough evidence to publish a score for this brand.
We record verified facts for this brand; no 0-10 score applies.
The score is withheld while a higher-priority check is open.
We accept no operator payment for placement or score.
Same inputs produce the same score. Every score is pinned to a methodology version that does not silently change under your feet.
Score, signals, and sources are visible on every brand page. The methodology is published in full and every recompute is dated.