Built from reviews, complaints, regulator records, and measured product friction — never affiliate payouts.
An illustrative list position. Sorting only — carries no magnitude.
How the index changed this week — coverage, state moves, integrity events. Brand-agnostic; each row routes into its market.
Brands cannot pay to change their score. A rated brand may purchase independent analytics of its own performance and the market — that is data, not score movement, and any such relationship is published by name on our subscriber register. Rank is not for sale. When money could bias a reading, we remove the reading — not the disclosure.
A current public 0-10 score is published for this brand.
A score exists but rests on limited data, so it always shows a limited-data note.
This brand does not currently meet our rules for publishing a score.
We accept no operator payment for placement or score.
Same inputs produce the same score. Every score is pinned to a methodology version that does not silently change under your feet.
A score applies here, but we do not yet have enough coverage to publish one.
We are still gathering data on this brand, so no score is published yet.
We publish a risk dossier for this brand instead of a score.
There is not yet enough evidence to publish a score for this brand.
We record verified facts for this brand; no 0-10 score applies.
The score is withheld while a higher-priority check is open.
Score, signals, and sources are visible on every brand page. The methodology is published in full and every recompute is dated.