Each card is one condition captured from the operator’s own terms, with the exact wording and what it means for you. Impact rates the clause as written, not the operator. A condition we haven’t captured is shown as not disclosed — never assumed against you.
Not collected means unknown — it is not scored as zero and it is not a clean bill.
We have not captured a machine-readable copy of BZ’s terms, so no clauses are shown (Terms not collected). This is a gap in our collection — not a finding that the terms are clean, and not a mark against the operator. The list below is the schema we populate once a capture passes checks.
extraction_state=null · no snapshot · no count shownAbsence of a flagged clause is not scored as zero risk.
A condition we have not captured is rendered not disclosed in slate — never red. Absence of a clause is a gap in our capture, not evidence against the operator.
Never paid by the brands we score. Terms are quoted verbatim, never summarised, and no clause card links to a sign-up or claim offer.
This surfaces the conditions an operator reserved in its own terms & conditions — never a fairness score, never stars. Impact rates the clause as written on the consumer, not a moral verdict on the operator. Methodology 2.1.
How terms are captured